As a homeowner, you should understand that your current insurance will pay for roofing replacement. The Youtube video “Why Does Insurance Pay for Roof Replacements? What Homeowners Owners Need to Know” explains all you should know so you’re never caught off guard. Let’s find out more!
Sometimes, homeowners don’t want to use their insurance for roofing repairs even if they’ve been paying their premiums. Other times, people lose certain coverage because they don’t take care of a problem when it doesn’t seem urgent.
However, that’s a mistake. Your insurance could cover a roofing replacement and there’s a reason why.
The reason is that the roof is the most expensive part of a house to maintain. Many roofing systems have to be replaced at some point even if they’re meant to last for years. However, storms, hail, hurricanes, etc. can damage your roof as well, compromising its lifespan. Insurance covers your financial interests and your assets, so it’ll cover a repair in those cases. You should not be afraid to make an insurance claim even if it’s just a few shingles.
You can watch the rest of the video for more details about roofing replacement and insurance.